Chapter 7 Bankruptcy Attorney in California
Over 22 Years of Experience in the Hayward-Castro Valley Area
If you are struggling under a mountain of debt and see no way to repay your creditors, you may have considered filing for protection under Chapter 7 of the federal bankruptcy laws. In a Chapter 7 proceeding, you can permanently discharge certain debts in exchange for the sale or liquidation of non-exempt assets. Under the new bankruptcy law, you must qualify to file a Chapter 7 bankruptcy by submitting to a means test. You want an experienced lawyer to guide you through the process, one who has successfully helped others get a fresh start in bankruptcy.
At the Law Offices of Matthew M. Spielberg, with offices in Castro Valley and Twain Harte, we offer over 22 years of practice experience to clients throughout the East Bay and the Tri-Valley area. We have focused our representation exclusively on personal bankruptcy and bankruptcy-related matters since 1990. Our attorney has been certified as a bankruptcy specialist by the California Board of Legal Specialization since 1997. Contact our office or call us at the numbers listed below to arrange a confidential consultation.
Our Chapter 7 Bankruptcy Practice
We handle all matters related to a Chapter 7 bankruptcy filing, from the preparation of your petition to meetings or hearings with creditors, the bankruptcy trustee or the bankruptcy court. Once we gather all the relevant data from you, we will run our own means test to determine whether you will qualify to file under Chapter 7. If you do, we will work with you to identify those debts that can be discharged, as well as those assets that you may exclude from sale.
In most instances, we will be able to complete the Chapter 7 bankruptcy process in about four months. Once we file, your creditors will be prohibited from contacting you in any way in an attempt to collect the debt. Furthermore, once the bankruptcy is final, those debts included in the petition will be permanently discharged.
To set up a meeting to discuss your bankruptcy needs or alternatives to bankruptcy, contact us or call our office at 510-886-5751 (in Castro Valley) or 209-586-0250 (in Twain Harte). We keep flexible hours at our Castro Valley office and schedule weekend appointments at our Twain Harte office.